Retirement Plans

Retirement Plans


[Top]401(k)s

Framework

Issued and underwritten by American United Life Insurance Company® (AUL)
Framework provides clients with a cost-effective 401(k) solution through a group variable annuity contract. It is designed for plans that meet a first-year contribution of $75,000 or more. Offering a wide range of investment options from industry leaders, Framework helps plan sponsors meet the funding requirements of their retirement plans. Contact an AUL financial professional for more information. Policy form # GB8.OM-K(Unall) may not be available in all states.

OneAlliance

Issued and underwritten by American United Life Insurance Company® (AUL)
OneAlliance is designed for Third Party Administrator (TPA) distribution. It is flexible for both startups and takeovers with annual contributions greater than $75,000. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce the TPA’s administrative burden. Contact an AUL financial professional for more information. Policy form # GB8.OM-K(II) may not be available in all states.

OneSolution

Issued and underwritten by American United Life Insurance Company® (AUL)
OneSolution is designed for startup and takeover plans with ongoing contributions of $75,000 and above. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce plan sponsor administrative burden. Contact an AUL financial professional for more information. Policy form # GB8.OM-K(II) may not be available in all states.

[Top]403(b) Tax-Deferred Annuities (TDAs)

OneAlliance

Issued and underwritten by American United Life Insurance Company®(AUL)
OneAlliance is designed for Third Party Administrator (TPA) distribution. It is flexible for both startups and takeovers with annual contributions greater than $75,000. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce the TPA’s administrative burden. Contact an AUL financial professional for more information. Policy form # GBErTDA.OMK may not be available in all states.

OneSolution

Issued and underwritten by American United Life Insurance Company®(AUL)
OneSolution is designed for startup and takeover plans with ongoing contributions of $75,000 and above. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce plan sponsor administrative burden. Contact an AUL financial professional for more information. Policy form # GBErTDA.OM-K may not be available in all states.

[Top] Non-Registered 457 Deferred Compensation Plans (DCPs)

OneSolution

Issued and underwritten by American United Life Insurance Company®(AUL) OneSolution is designed for startup and takeover plans with ongoing contributions of $75,000 and above. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce plan sponsor administrative burden. Contact an AUL financial professional for more information. Policy form # GB8.OM-K(II).AMNR.DCP may not be available in all states.

Patriot Select

Issued and underwritten by American United Life Insurance Company®(AUL)
The non-registered 457(b) Patriot Select Annuity Contract provides a wide variety of investment options from industry leaders. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce plan sponsor administrative burden. Contact an AUL financial professional for more information. Policy form # GB8.OM-K(II).NRDCPPatSel may not be available in all states.

[Top]Registered 457 Deferred Compensation Plans (DCPs)

OneSolution

Issued and underwritten by American United Life Insurance Company®(AUL)
OneSolution is designed for startup and takeover plans with ongoing contributions of $75,000 and above. This product offers a wide range of investment options from industry leaders, features a comprehensive participant education program and leverages proven technology to help reduce plan sponsor administrative burden. Contact an AUL financial professional for more information. Policy form # DCP.OM may not be available in all states.


[Top]408 Individual Retirement Accounts (IRAs)

AUL American Series

Issued and underwritten by American United Life Insurance Company® (AUL)
Our AUL American Series IRA is an ideal vehicle for rollover contributions from qualified plans. We offer a wide variety of investment options from industry leaders. We also offer the opportunity to transfer between investment options daily, with no processing fees, through our OneAmerica TeleServe® interactive voice response system. Quarterly reports and education materials can help you make the best choices for your needs. AULflex is a service that allows you to make flexible, systematic withdrawals. Contact an AUL financial professional for more information. Policy form # P-12867 may not be available in all states.

Note: Tax qualified retirement plans from American United Life Insurance Company® (AUL) are funded by an AUL group annuity contract. While a participant in an annuity contract may benefit from additional investment and annuity related benefits under the annuity contract, any tax deferral is provided by the plan and not the annuity contract.

Group variable annuity contracts are issued by AUL and Registered group variable annuity contracts are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 433 N. Capitol Ave., Indianapolis, IN 46204, 1-877-285-3863, which is a wholly owned subsidiary of AUL.

Non-registered group variable annuity contracts are issued by American United Life Insurance Company® (AUL), One American Square, P.O. Box 368, Indianapolis, IN 46206-0368, 1-800-249-6269.

Variable products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained from your investment professional or by writing to 433 N. Capitol Ave., Indianapolis, IN 46204, 1-877-285-3863. Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectus contain this and other important information. Read the prospectuses carefully before investing.

A variable annuity contract is a long-term, tax-deferred investment designed for retirement that may fluctuate in value based on the performance of the underlying variable investment options selected. It will also allow a participant to create a guaranteed stream of income through a process called annuitization.

A variable annuity contract does have limitations and generally has fees and charges that include mortality and expense fees, administrative fees, contract fees, and the expense of the underlying investment options. Distributions from the contract may be taxable to the recipient and payments received prior to reaching 59½, may be subject to an additional 10% penalty tax.

Any investment into a variable investment option involves risk and there is no assurance that the investment objective of any investment option will be achieved. Before investing, participants should understand that accounts under variable annuities are subject to market risk, including possible loss of principal. Depending on the investment options chosen and the performance of the options, a participant could get back less than invested.

NOT A DEPOSIT. NOT FDIC INSURED. NOT GUARANTEED BY ANY BANK. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY LOSE VALUE.